Northcrest

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Privacy Statement

NorthCrest is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the NorthCrest Web site and governs data collection and usage. By using the NorthCrest website, you consent to the data practices described in this statement.

Collection of your Personal Information

NorthCrest collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. NorthCrest also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by NorthCrest. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by NorthCrest for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the NorthCrest Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through NorthCrest public message boards, this information may be collected and used by others. Note: NorthCrest does not read any of your private online communications.

NorthCrest encourages you to review the privacy statements of Web sites you choose to link to from NorthCrest so that you can understand how those Web sites collect, use and share your information. NorthCrest is not responsible for the privacy statements or other content on Web sites outside of the NorthCrest and NorthCrest family of Web sites.

Use of your Personal Information

NorthCrest collects and uses your personal information to operate the NorthCrest Web site and deliver the services you have requested. NorthCrest also uses your personally identifiable information to inform you of other products or services available from NorthCrest and its affiliates. NorthCrest may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

NorthCrest does not sell, rent or lease its customer lists to third parties. NorthCrest may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, NorthCrest may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to NorthCrest, and they are required to maintain the confidentiality of your information.

NorthCrest does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

NorthCrest keeps track of the Web sites and pages our customers visit within NorthCrest, in order to determine what NorthCrest services are the most popular. This data is used to deliver customized content and advertising within NorthCrest to customers whose behavior indicates that they are interested in a particular subject area.

NorthCrest Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on NorthCrest or the site; (b) protect and defend the rights or property of NorthCrest; and, (c) act under exigent circumstances to protect the personal safety of users of NorthCrest, or the public.

Security of your Personal Information

NorthCrest secures your personal information from unauthorized access, use or disclosure. NorthCrest secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

NorthCrest will occasionally update this Statement of Privacy to reflect company and customer feedback. NorthCrest encourages you to periodically review this Statement to be informed of how NorthCrest is protecting your information.

Contact Information

NorthCrest welcomes your comments regarding this Statement of Privacy. If you believe that NorthCrest has not adhered to this Statement, please contact NorthCrest at robert_deberry@northcrest.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.